Terms of Use

1. Acceptance of Terms

By accessing or using Accounting Samurai, you confirm that you are at least 18 years of age and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you must not use our services.

We may update these Terms of Use from time to time. Continued use of our services after changes are posted constitutes acceptance of the revised terms.

2. Use of Our Services

Accounting Samurai provides AI-powered accounting tools designed to help small businesses, freelancers, and gig workers with financial tasks including:

• Profit & Loss statement generation from bank statements
• Balance sheet creation
• Tax calculation and estimation
• Asset depreciation schedules
• Inventory valuation

These tools are provided for informational and organisational purposes only.

3. Not Professional Advice

The outputs generated by our tools are general information only and do not constitute professional financial, tax, legal, or accounting advice. You should not rely solely on our tools for making financial decisions.

We strongly recommend that you consult a qualified accountant, tax professional, or financial adviser before acting on any information produced by our services. Accounting Samurai is not a substitute for professional advice.

4. User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information when using our tools
• Review all generated outputs for accuracy before relying on them
• Use our services only for lawful purposes
• Not attempt to gain unauthorised access to our systems or infrastructure
• Not interfere with or disrupt the operation of our website or services
• Not use automated scripts or bots to access our services without permission

5. File Uploads & Data Handling

When you upload files to our services (such as bank statements for the P&L Builder):

• You warrant that you own or have permission to use the uploaded files
• You should not upload files containing other people's personal data without their consent
• Uploaded files are processed in real time and are not permanently stored
• File contents may be sent to third-party AI providers for processing

For more details on how we handle your data, please see our Privacy Policy.

6. No Guarantees or Warranties

Our services are provided "as is" and "as available" without any warranties of any kind, whether express or implied. We do not guarantee that:

• Our tools will produce accurate, complete, or error-free results
• The service will be available at all times without interruption
• AI-generated classifications or calculations will be correct in every case
• Our services will meet your specific requirements

7. Limitation of Liability

To the maximum extent permitted by law, Accounting Samurai and its operators shall not be liable for any:

• Errors or inaccuracies in generated reports or calculations
• Financial losses, tax penalties, or adverse outcomes resulting from reliance on our tools
• Loss of data or uploaded files
• Indirect, incidental, special, or consequential damages arising from your use of our services
• Service interruptions, downtime, or technical failures

8. Paid Services

Certain features may require payment. Where applicable:

• Fees will be clearly displayed before you complete a purchase
• All payments are final unless a refund is required by applicable law
• We reserve the right to change pricing at any time, with changes applying to future transactions only
• Misuse of paid services may result in access being revoked without refund

9. Intellectual Property

All content on our website, including text, graphics, logos, icons, images, software, and design elements, is the property of Accounting Samurai or its licensors and is protected by copyright and other intellectual property laws.

You may not copy, reproduce, distribute, modify, or create derivative works from any part of our website or services without prior written permission.

10. Third-Party Services & Links

Our website may contain links to or integrate with third-party services. We are not responsible for the content, accuracy, privacy practices, or security of any third-party websites or services.

Your use of third-party services is subject to their own terms and conditions.

11. Account Creation

If account creation is required for any of our services:

• You must provide accurate and up-to-date information
• You are responsible for maintaining the confidentiality of your login credentials
• You are responsible for all activity that occurs under your account
• We may suspend or terminate accounts that violate these terms

12. Termination of Use

We reserve the right to suspend or terminate your access to our services at our discretion if we believe you have:

• Violated these Terms of Use
• Engaged in fraudulent or illegal activity
• Misused our services or infrastructure
• Caused disruption to our website or other users

13. Contracting Entity

The contracting Accounting Samurai entity is Accounting Samurai Pty Ltd (Australia).

14. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Australia. Any disputes arising from or relating to these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Australia.

15. Contact Us

If you have any questions about these Terms of Use, please contact us.